Loan Data Profiling Report

Brought to you by YData

Dataset statistics

Number of variables	14
Number of observations	9578
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	1.6 MiB
Average record size in memory	175.1 B

Variable types

Categorical	3
Numeric	11

Alerts

`credit.policy` is highly overall correlated with `inq.last.6mths`	High correlation
`fico` is highly overall correlated with `int.rate` and 1 other fields	High correlation
`inq.last.6mths` is highly overall correlated with `credit.policy`	High correlation
`int.rate` is highly overall correlated with `fico`	High correlation
`revol.bal` is highly overall correlated with `revol.util`	High correlation
`revol.util` is highly overall correlated with `fico` and 1 other fields	High correlation
`revol.bal` has 321 (3.4%) zeros	Zeros
`revol.util` has 297 (3.1%) zeros	Zeros
`inq.last.6mths` has 3637 (38.0%) zeros	Zeros
`delinq.2yrs` has 8458 (88.3%) zeros	Zeros
`pub.rec` has 9019 (94.2%) zeros	Zeros

Reproduction

Analysis started	2025-10-07 00:25:34.096350
Analysis finished	2025-10-07 00:25:46.826431
Duration	12.73 seconds
Software version	ydata-profiling vv4.17.0
Download configuration	config.json

credit.policy
Categorical

High correlation

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	542.6 KiB

1	7710
0	1868

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	9578
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1
2nd row	1
3rd row	1
4th row	1
5th row	1

Common Values

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

Most occurring characters

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
1	7710	80.5%
0	1868	19.5%

purpose
Categorical

Distinct	7
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	664.8 KiB

debt_consolidation	3957
all_other	2331
credit_card	1262
home_improvement	629
small_business	619
Other values (2)	780

Length

Max length	18
Median length	16
Mean length	14.064314
Min length	9

Characters and Unicode

Total characters	134708
Distinct characters	19
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	debt_consolidation
2nd row	credit_card
3rd row	debt_consolidation
4th row	debt_consolidation
5th row	credit_card

Common Values

Value	Count	Frequency (%)
debt_consolidation	3957	41.3%
all_other	2331	24.3%
credit_card	1262	13.2%
home_improvement	629	6.6%
small_business	619	6.5%
major_purchase	437	4.6%
educational	343	3.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
debt_consolidation	3957	41.3%
all_other	2331	24.3%
credit_card	1262	13.2%
home_improvement	629	6.6%
small_business	619	6.5%
major_purchase	437	4.6%
educational	343	3.6%

Most occurring characters

Value	Count	Frequency (%)
o	16240	12.1%
t	12479	9.3%
e	10836	8.0%
d	10781	8.0%
i	10767	8.0%
l	10200	7.6%
a	9729	7.2%
n	9505	7.1%
_	9235	6.9%
c	7261	5.4%
Other values (9)	27675	20.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	134708	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	16240	12.1%
t	12479	9.3%
e	10836	8.0%
d	10781	8.0%
i	10767	8.0%
l	10200	7.6%
a	9729	7.2%
n	9505	7.1%
_	9235	6.9%
c	7261	5.4%
Other values (9)	27675	20.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	134708	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	16240	12.1%
t	12479	9.3%
e	10836	8.0%
d	10781	8.0%
i	10767	8.0%
l	10200	7.6%
a	9729	7.2%
n	9505	7.1%
_	9235	6.9%
c	7261	5.4%
Other values (9)	27675	20.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	134708	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	16240	12.1%
t	12479	9.3%
e	10836	8.0%
d	10781	8.0%
i	10767	8.0%
l	10200	7.6%
a	9729	7.2%
n	9505	7.1%
_	9235	6.9%
c	7261	5.4%
Other values (9)	27675	20.5%

int.rate
Real number (ℝ)

High correlation

Distinct	249
Distinct (%)	2.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.12264006

Minimum	0.06
Maximum	0.2164
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0.06
5-th percentile	0.0774
Q1	0.1039
median	0.1221
Q3	0.1407
95-th percentile	0.167
Maximum	0.2164
Range	0.1564
Interquartile range (IQR)	0.0368

Descriptive statistics

Standard deviation	0.026846987
Coefficient of variation (CV)	0.21890879
Kurtosis	-0.22432351
Mean	0.12264006
Median Absolute Deviation (MAD)	0.0186
Skewness	0.16441991
Sum	1174.6465
Variance	0.00072076072
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.1253	354	3.7%
0.0894	299	3.1%
0.1183	243	2.5%
0.1218	215	2.2%
0.0963	210	2.2%
0.1114	206	2.2%
0.08	198	2.1%
0.1287	197	2.1%
0.1148	193	2.0%
0.0859	187	2.0%
Other values (239)	7276	76.0%

Value	Count	Frequency (%)
0.06	8	0.1%
0.0639	4	< 0.1%
0.0676	9	0.1%
0.0705	23	0.2%
0.0712	9	0.1%
0.0714	28	0.3%
0.0737	32	0.3%
0.074	72	0.8%
0.0743	33	0.3%
0.0751	38	0.4%

Value	Count	Frequency (%)
0.2164	2	< 0.1%
0.2121	7	0.1%
0.209	2	< 0.1%
0.2086	6	0.1%
0.2052	4	< 0.1%
0.2017	6	0.1%
0.2016	1	< 0.1%
0.2011	9	0.1%
0.1982	8	0.1%
0.1979	6	0.1%

installment
Real number (ℝ)

Distinct	4788
Distinct (%)	50.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	319.08941

Minimum	15.67
Maximum	940.14
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	15.67
5-th percentile	65.5595
Q1	163.77
median	268.95
Q3	432.7625
95-th percentile	756.2655
Maximum	940.14
Range	924.47
Interquartile range (IQR)	268.9925

Descriptive statistics

Standard deviation	207.0713
Coefficient of variation (CV)	0.64894444
Kurtosis	0.13790774
Mean	319.08941
Median Absolute Deviation (MAD)	124.7
Skewness	0.91252246
Sum	3056238.4
Variance	42878.524
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
317.72	41	0.4%
316.11	34	0.4%
319.47	29	0.3%
381.26	27	0.3%
662.68	27	0.3%
156.1	24	0.3%
320.95	24	0.3%
669.33	23	0.2%
334.67	23	0.2%
188.02	23	0.2%
Other values (4778)	9303	97.1%

Value	Count	Frequency (%)
15.67	1	< 0.1%
15.69	1	< 0.1%
15.75	1	< 0.1%
15.76	1	< 0.1%
15.91	1	< 0.1%
16.08	1	< 0.1%
16.25	1	< 0.1%
16.31	1	< 0.1%
16.47	1	< 0.1%
16.73	1	< 0.1%

Value	Count	Frequency (%)
940.14	1	< 0.1%
926.83	2	< 0.1%
922.42	1	< 0.1%
918.02	2	< 0.1%
916.95	2	< 0.1%
914.42	2	< 0.1%
913.63	3	< 0.1%
910.44	1	< 0.1%
909.25	1	< 0.1%
907.6	2	< 0.1%

log.annual.inc
Real number (ℝ)

Distinct	1987
Distinct (%)	20.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	10.932117

Minimum	7.5475017
Maximum	14.528354
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	7.5475017
5-th percentile	9.9178933
Q1	10.558414
median	10.928884
Q3	11.291293
95-th percentile	11.918391
Maximum	14.528354
Range	6.9808528
Interquartile range (IQR)	0.7328794

Descriptive statistics

Standard deviation	0.61481275
Coefficient of variation (CV)	0.056239129
Kurtosis	1.6090041
Mean	10.932117
Median Absolute Deviation (MAD)	0.36694576
Skewness	0.028668107
Sum	104707.82
Variance	0.37799472
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.00209984	308	3.2%
10.81977828	248	2.6%
10.59663473	224	2.3%
10.30895266	224	2.3%
10.71441777	221	2.3%
11.22524339	196	2.0%
11.15625052	165	1.7%
10.77895629	149	1.6%
10.91508846	147	1.5%
11.08214255	146	1.5%
Other values (1977)	7550	78.8%

Value	Count	Frequency (%)
7.547501683	1	< 0.1%
7.60090246	1	< 0.1%
8.101677747	1	< 0.1%
8.160518247	1	< 0.1%
8.188689124	1	< 0.1%
8.29404964	3	< 0.1%
8.342839804	1	< 0.1%
8.411832676	1	< 0.1%
8.476371197	2	< 0.1%
8.494538501	1	< 0.1%

Value	Count	Frequency (%)
14.52835448	1	< 0.1%
14.18015367	1	< 0.1%
14.12446477	1	< 0.1%
13.99783211	1	< 0.1%
13.71015004	2	< 0.1%
13.5670492	2	< 0.1%
13.54370183	1	< 0.1%
13.48700649	1	< 0.1%
13.47019937	1	< 0.1%
13.45883561	3	< 0.1%

dti
Real number (ℝ)

Distinct	2529
Distinct (%)	26.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12.606679

Minimum	0
Maximum	29.96
Zeros	89
Zeros (%)	0.9%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	1.27
Q1	7.2125
median	12.665
Q3	17.95
95-th percentile	23.65
Maximum	29.96
Range	29.96
Interquartile range (IQR)	10.7375

Descriptive statistics

Standard deviation	6.8839695
Coefficient of variation (CV)	0.54605734
Kurtosis	-0.90035536
Mean	12.606679
Median Absolute Deviation (MAD)	5.385
Skewness	0.023941023
Sum	120746.77
Variance	47.389037
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	89	0.9%
10	19	0.2%
0.6	16	0.2%
19.2	13	0.1%
12	13	0.1%
6	13	0.1%
13.16	13	0.1%
15.1	13	0.1%
15.6	12	0.1%
10.8	12	0.1%
Other values (2519)	9365	97.8%

Value	Count	Frequency (%)
0	89	0.9%
0.01	1	< 0.1%
0.02	1	< 0.1%
0.03	1	< 0.1%
0.04	2	< 0.1%
0.05	1	< 0.1%
0.07	3	< 0.1%
0.08	2	< 0.1%
0.09	2	< 0.1%
0.12	2	< 0.1%

Value	Count	Frequency (%)
29.96	1	< 0.1%
29.95	1	< 0.1%
29.9	1	< 0.1%
29.74	1	< 0.1%
29.72	1	< 0.1%
29.7	2	< 0.1%
29.6	1	< 0.1%
29.47	1	< 0.1%
29.42	1	< 0.1%
29.41	1	< 0.1%

fico
Real number (ℝ)

High correlation

Distinct	44
Distinct (%)	0.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	710.84631

Minimum	612
Maximum	827
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	612
5-th percentile	657
Q1	682
median	707
Q3	737
95-th percentile	782
Maximum	827
Range	215
Interquartile range (IQR)	55

Descriptive statistics

Standard deviation	37.970537
Coefficient of variation (CV)	0.053415958
Kurtosis	-0.42231231
Mean	710.84631
Median Absolute Deviation (MAD)	25
Skewness	0.47125974
Sum	6808486
Variance	1441.7617
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
687	548	5.7%
682	536	5.6%
692	498	5.2%
697	476	5.0%
702	472	4.9%
707	444	4.6%
667	438	4.6%
677	427	4.5%
717	424	4.4%
662	414	4.3%
Other values (34)	4901	51.2%

Value	Count	Frequency (%)
612	2	< 0.1%
617	1	< 0.1%
622	1	< 0.1%
627	2	< 0.1%
632	6	0.1%
637	5	0.1%
642	102	1.1%
647	112	1.2%
652	131	1.4%
657	127	1.3%

Value	Count	Frequency (%)
827	1	< 0.1%
822	5	0.1%
817	6	0.1%
812	33	0.3%
807	45	0.5%
802	55	0.6%
797	76	0.8%
792	97	1.0%
787	85	0.9%
782	118	1.2%

days.with.cr.line
Real number (ℝ)

Distinct	2687
Distinct (%)	28.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4560.7672

Minimum	178.95833
Maximum	17639.958
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	178.95833
5-th percentile	1320.0417
Q1	2820
median	4139.9583
Q3	5730
95-th percentile	9329.9583
Maximum	17639.958
Range	17461
Interquartile range (IQR)	2910

Descriptive statistics

Standard deviation	2496.9304
Coefficient of variation (CV)	0.54748034
Kurtosis	1.9378606
Mean	4560.7672
Median Absolute Deviation (MAD)	1440.0833
Skewness	1.1557482
Sum	43683028
Variance	6234661.3
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3660	50	0.5%
3630	48	0.5%
3990	46	0.5%
4410	44	0.5%
3600	41	0.4%
4080	38	0.4%
2550	38	0.4%
1800	37	0.4%
3690	37	0.4%
4020	35	0.4%
Other values (2677)	9164	95.7%

Value	Count	Frequency (%)
178.9583333	1	< 0.1%
180.0416667	3	< 0.1%
181	1	< 0.1%
183.0416667	1	< 0.1%
209.0416667	1	< 0.1%
210	1	< 0.1%
212.0416667	1	< 0.1%
238.9583333	5	0.1%
240.0416667	1	< 0.1%
291.9583333	1	< 0.1%

Value	Count	Frequency (%)
17639.95833	1	< 0.1%
17616	1	< 0.1%
16652	1	< 0.1%
16350	1	< 0.1%
16260	1	< 0.1%
16259.04167	1	< 0.1%
16213	1	< 0.1%
15990	1	< 0.1%
15692	1	< 0.1%
15420.95833	1	< 0.1%

revol.bal
Real number (ℝ)

High correlation Zeros

Distinct	7869
Distinct (%)	82.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16913.964

Minimum	0
Maximum	1207359
Zeros	321
Zeros (%)	3.4%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	127.7
Q1	3187
median	8596
Q3	18249.5
95-th percentile	57654.3
Maximum	1207359
Range	1207359
Interquartile range (IQR)	15062.5

Descriptive statistics

Standard deviation	33756.19
Coefficient of variation (CV)	1.9957586
Kurtosis	259.6552
Mean	16913.964
Median Absolute Deviation (MAD)	6488
Skewness	11.161058
Sum	1.6200195 × 10⁸
Variance	1.1394803 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	321	3.4%
255	10	0.1%
298	10	0.1%
682	9	0.1%
346	8	0.1%
2229	6	0.1%
1085	6	0.1%
182	6	0.1%
8035	5	0.1%
1	5	0.1%
Other values (7859)	9192	96.0%

Value	Count	Frequency (%)
0	321	3.4%
1	5	0.1%
2	2	< 0.1%
3	1	< 0.1%
4	2	< 0.1%
5	4	< 0.1%
6	5	0.1%
7	1	< 0.1%
9	4	< 0.1%
10	3	< 0.1%

Value	Count	Frequency (%)
1207359	1	< 0.1%
952013	1	< 0.1%
602519	1	< 0.1%
508961	1	< 0.1%
407794	1	< 0.1%
401941	1	< 0.1%
394107	1	< 0.1%
388892	1	< 0.1%
385489	1	< 0.1%
374487	1	< 0.1%

revol.util
Real number (ℝ)

High correlation Zeros

Distinct	1035
Distinct (%)	10.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	46.799236

Minimum	0
Maximum	119
Zeros	297
Zeros (%)	3.1%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	1.1
Q1	22.6
median	46.3
Q3	70.9
95-th percentile	94
Maximum	119
Range	119
Interquartile range (IQR)	48.3

Descriptive statistics

Standard deviation	29.014417
Coefficient of variation (CV)	0.6199763
Kurtosis	-1.116467
Mean	46.799236
Median Absolute Deviation (MAD)	24.2
Skewness	0.059985443
Sum	448243.08
Variance	841.83639
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	297	3.1%
0.5	26	0.3%
47.8	22	0.2%
0.3	22	0.2%
73.7	22	0.2%
0.1	21	0.2%
3.3	21	0.2%
0.7	20	0.2%
1	20	0.2%
0.2	20	0.2%
Other values (1025)	9087	94.9%

Value	Count	Frequency (%)
0	297	3.1%
0.04	1	< 0.1%
0.1	21	0.2%
0.2	20	0.2%
0.3	22	0.2%
0.4	12	0.1%
0.5	26	0.3%
0.6	12	0.1%
0.7	20	0.2%
0.8	14	0.1%

Value	Count	Frequency (%)
119	1	< 0.1%
108.8	1	< 0.1%
106.5	1	< 0.1%
106.4	1	< 0.1%
106.2	1	< 0.1%
106.1	1	< 0.1%
105.7	1	< 0.1%
105.3	1	< 0.1%
105.2	1	< 0.1%
104.3	1	< 0.1%

inq.last.6mths
Real number (ℝ)

High correlation Zeros

Distinct	28
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.5774692

Minimum	0
Maximum	33
Zeros	3637
Zeros (%)	38.0%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	33
Range	33
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.2002453
Coefficient of variation (CV)	1.3947945
Kurtosis	26.288131
Mean	1.5774692
Median Absolute Deviation (MAD)	1
Skewness	3.5841509
Sum	15109
Variance	4.8410794
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=28)

Value	Count	Frequency (%)
0	3637	38.0%
1	2462	25.7%
2	1384	14.4%
3	864	9.0%
4	475	5.0%
5	278	2.9%
6	165	1.7%
7	100	1.0%
8	72	0.8%
9	47	0.5%
Other values (18)	94	1.0%

Value	Count	Frequency (%)
0	3637	38.0%
1	2462	25.7%
2	1384	14.4%
3	864	9.0%
4	475	5.0%
5	278	2.9%
6	165	1.7%
7	100	1.0%
8	72	0.8%
9	47	0.5%

Value	Count	Frequency (%)
33	1	< 0.1%
32	1	< 0.1%
31	1	< 0.1%
28	1	< 0.1%
27	1	< 0.1%
25	1	< 0.1%
24	2	< 0.1%
20	1	< 0.1%
19	2	< 0.1%
18	4	< 0.1%

delinq.2yrs
Real number (ℝ)

Zeros

Distinct	11
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.1637085

Minimum	0
Maximum	13
Zeros	8458
Zeros (%)	88.3%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	13
Range	13
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.54621492
Coefficient of variation (CV)	3.3365093
Kurtosis	71.433182
Mean	0.1637085
Median Absolute Deviation (MAD)	0
Skewness	6.0617933
Sum	1568
Variance	0.29835074
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	8458	88.3%
1	832	8.7%
2	192	2.0%
3	65	0.7%
4	19	0.2%
5	6	0.1%
6	2	< 0.1%
13	1	< 0.1%
7	1	< 0.1%
8	1	< 0.1%

Value	Count	Frequency (%)
0	8458	88.3%
1	832	8.7%
2	192	2.0%
3	65	0.7%
4	19	0.2%
5	6	0.1%
6	2	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
13	1	< 0.1%
11	1	< 0.1%
8	1	< 0.1%
7	1	< 0.1%
6	2	< 0.1%
5	6	0.1%
4	19	0.2%
3	65	0.7%
2	192	2.0%
1	832	8.7%

pub.rec
Real number (ℝ)

Zeros

Distinct	6
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.062121529

Minimum	0
Maximum	5
Zeros	9019
Zeros (%)	94.2%
Negative	0
Negative (%)	0.0%
Memory size	75.0 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	5
Range	5
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.26212633
Coefficient of variation (CV)	4.219573
Kurtosis	38.781007
Mean	0.062121529
Median Absolute Deviation (MAD)	0
Skewness	5.1264345
Sum	595
Variance	0.068710211
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	9019	94.2%
1	533	5.6%
2	19	0.2%
3	5	0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	9019	94.2%
1	533	5.6%
2	19	0.2%
3	5	0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
5	1	< 0.1%
4	1	< 0.1%
3	5	0.1%
2	19	0.2%
1	533	5.6%
0	9019	94.2%

not.fully.paid
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	542.6 KiB

0	8045
1	1533

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	9578
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

Most occurring characters

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	9578	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	8045	84.0%
1	1533	16.0%

	credit.policy	days.with.cr.line	delinq.2yrs	dti	fico	inq.last.6mths	installment	int.rate	log.annual.inc	not.fully.paid	pub.rec	purpose	revol.bal	revol.util
credit.policy	1.000	0.179	0.071	0.205	0.464	0.652	0.095	0.309	0.115	0.157	0.056	0.041	0.217	0.107
days.with.cr.line	0.179	1.000	0.095	0.073	0.252	-0.042	0.202	-0.134	0.400	0.029	0.102	0.066	0.324	-0.004
delinq.2yrs	0.071	0.095	1.000	-0.018	-0.237	0.021	-0.008	0.173	0.030	0.000	0.001	0.000	-0.054	-0.032
dti	0.205	0.073	-0.018	1.000	-0.214	0.028	0.063	0.216	-0.060	0.031	0.009	0.101	0.376	0.334
fico	0.464	0.252	-0.237	-0.214	1.000	-0.174	0.085	-0.745	0.108	0.153	-0.148	0.082	-0.095	-0.520
inq.last.6mths	0.652	-0.042	0.021	0.028	-0.174	1.000	-0.007	0.174	0.031	0.146	0.056	0.032	-0.023	-0.016
installment	0.095	0.202	-0.008	0.063	0.085	-0.007	1.000	0.243	0.431	0.068	-0.028	0.140	0.352	0.096
int.rate	0.309	-0.134	0.173	0.216	-0.745	0.174	0.243	1.000	0.042	0.159	0.094	0.111	0.149	0.473
log.annual.inc	0.115	0.400	0.030	-0.060	0.108	0.031	0.431	0.042	1.000	0.059	0.013	0.102	0.416	0.053
not.fully.paid	0.157	0.029	0.000	0.031	0.153	0.146	0.068	0.159	0.059	1.000	0.060	0.097	0.052	0.082
pub.rec	0.056	0.102	0.001	0.009	-0.148	0.056	-0.028	0.094	0.013	0.060	1.000	0.029	-0.026	0.071
purpose	0.041	0.066	0.000	0.101	0.082	0.032	0.140	0.111	0.102	0.097	0.029	1.000	0.038	0.122
revol.bal	0.217	0.324	-0.054	0.376	-0.095	-0.023	0.352	0.149	0.416	0.052	-0.026	0.038	1.000	0.515
revol.util	0.107	-0.004	-0.032	0.334	-0.520	-0.016	0.096	0.473	0.053	0.082	0.071	0.122	0.515	1.000

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

	credit.policy	purpose	int.rate	installment	log.annual.inc	dti	fico	days.with.cr.line	revol.bal	revol.util	inq.last.6mths	delinq.2yrs	pub.rec	not.fully.paid
0	1	debt_consolidation	0.1189	829.10	11.350407	19.48	737	5639.958333	28854	52.1	0	0	0	0
1	1	credit_card	0.1071	228.22	11.082143	14.29	707	2760.000000	33623	76.7	0	0	0	0
2	1	debt_consolidation	0.1357	366.86	10.373491	11.63	682	4710.000000	3511	25.6	1	0	0	0
3	1	debt_consolidation	0.1008	162.34	11.350407	8.10	712	2699.958333	33667	73.2	1	0	0	0
4	1	credit_card	0.1426	102.92	11.299732	14.97	667	4066.000000	4740	39.5	0	1	0	0
5	1	credit_card	0.0788	125.13	11.904968	16.98	727	6120.041667	50807	51.0	0	0	0	0
6	1	debt_consolidation	0.1496	194.02	10.714418	4.00	667	3180.041667	3839	76.8	0	0	1	1
7	1	all_other	0.1114	131.22	11.002100	11.08	722	5116.000000	24220	68.6	0	0	0	1
8	1	home_improvement	0.1134	87.19	11.407565	17.25	682	3989.000000	69909	51.1	1	0	0	0
9	1	debt_consolidation	0.1221	84.12	10.203592	10.00	707	2730.041667	5630	23.0	1	0	0	0

	purpose	int.rate	installment	log.annual.inc	dti	fico	days.with.cr.line	revol.bal	revol.util	inq.last.6mths	pub.rec	not.fully.paid
9568	all_other	0.1979	37.06	10.645425	22.17	667	5916.000000	28854	59.8	6	1	0
9569	home_improvement	0.1426	823.34	12.429216	3.62	722	3239.958333	33575	83.9	5	0	1
9570	all_other	0.1671	113.63	10.645425	28.06	672	3210.041667	25759	63.8	5	0	1
9571	all_other	0.1568	161.01	11.225243	8.00	677	7230.000000	6909	29.2	4	1	1
9572	debt_consolidation	0.1565	69.98	10.110472	7.02	662	8190.041667	2999	39.5	6	0	1
9573	all_other	0.1461	344.76	12.180755	10.39	672	10474.000000	215372	82.1	2	0	1
9574	all_other	0.1253	257.70	11.141862	0.21	722	4380.000000	184	1.1	5	0	1
9575	debt_consolidation	0.1071	97.81	10.596635	13.09	687	3450.041667	10036	82.9	8	0	1
9576	home_improvement	0.1600	351.58	10.819778	19.18	692	1800.000000	0	3.2	5	0	1
9577	debt_consolidation	0.1392	853.43	11.264464	16.28	732	4740.000000	37879	57.0	6	0	1

Overview

Variables

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Interactions

Correlations

Missing values

Sample